• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Home
  • Privacy Policy
  • Contact

ETVPASS

Continuous sports news

  • Sport Today
  • NFL
  • Tennis
  • UFC
  • Racing
  • Golf
  • Football
  • Boxing

UFC-Que Choisir denounces the “lack of independence” of certain banking mediators

July 3, 2021 by etvpass


You are in battle along with your financial institution since you imagine that it has inflicted extreme charges on you following a financial institution overdraft regardless of your precarious state of affairs. You are upset along with your advisor, then with the banking community complaints division. Without impact, you then have one possibility: enter a mediator to attempt to settle the dispute. Will or not it's fully impartial or will it favor the pursuits of your financial institution? The doubt exists, in the eyes of the UFC-What to decide on.

The shopper affiliation denounces a “lack of impartiality” on the half of some bank mediators. “Some are appointed directly by the banks. How can the individual have confidence? Doesn't the mediator have an interest in protecting the banking network in order to hope to continue his relationship with him in the future? »Asks Matthieu Robin, project manager at the UFC. The association is based on a report from the Financial Sector Advisory Committee (CCSF), made public this Thursday and which highlights the strengths and weaknesses of banking mediation.

“Mediators perform their mission with complete impartiality and their independence is monitored by the Consumer Mediation Assessment and Control Commission (CECMC). This does not exclude also setting rules of ethics and good governance. We must facilitate access to the mediator for consumers ”, confides Corinne Drommer, president of the CCSF. A parliamentary mission charged by the Prime Minister to look at the means of reinforcing its “utility” should additionally submit its conclusions by July 31.

84% of requests deemed “inadmissible”

There are three varieties of banking mediation in France. One is public, offered by the Autorité des marchés financiers (AMF) with regards to a battle associated to the inventory market. There is that of knowledgeable group, established by the mediator chosen by the French Banking Federation (FBF), which represents all the banks. The final, generally known as “business mediation”, is non-public. Some networks, though members of the FBF, select to dispense with the widespread mediator to nominate their very own conciliator. This is the case, for instance, of Société Générale, certain regional banks of Crédit Agricole, HSBC, Crédit du Nord and even Banques Populaires.

“We consider that the various mediation systems allow clients to obtain an independent, impartial and fair review of their file,” says Banques Populaires. For instance, in 2020, regarding the opinions delivered by the mediator of the National Federation of Banques Populaires, the charges of favorable or partially favorable opinions to clients are larger than these noticed compared with different mediation programs in the banking sector. “

According to calculations by the UFC-Que Choisir, 84% of requests are deemed “inadmissible” in the context of company mediation, against 62% for that of the professional organization and 51% for public mediation of the ‘AMF. “Sometimes the mediator asks for the bank's authorization to take over a case, that's not possible! thunders Matthieu Robin. We want a complete overhaul of banking mediation with a single public mediator, common to all banking networks, for complete independence. “

This mannequin already exists in the insurance coverage sector the place the mediator is collegially chosen by representatives of the corporations, the CCSF and two exterior professionals. It is, for the second, excluded by the banking sector. On the different hand, all the events (customers, CCSF and banks) specifically have famous the institution of an “emptiness period”, the truth {that a} financial institution doesn't have the proper to nominate a mediator if this one labored there X time inside the community. Its period, of two, three or 5 years, stays to be outlined. “The consensus found makes it possible to underline that mediation brings together actors of good will who have a common interest in finding a favorable outcome”, one reacts to the FBF.



Source link

Filed Under: UFC Tagged With: banking, Choisir, denounces, independence, lack, mediators, UFCQue

Primary Sidebar

sales funnel

RECENT POSTS

on which channels to watch the Montreal Masters 1000?

After Los Cabos and Washington, issues are getting … [Read More...] about on which channels to watch the Montreal Masters 1000?

the patients of the Oncopole of Toulouse no longer support the wild races under their windows

On Friday evenings, "run" lovers meet on the … [Read More...] about the patients of the Oncopole of Toulouse no longer support the wild races under their windows

ATP and WTA Tennis prediction for Montreal and Toronto for August 8

Make manner for the American tour with the … [Read More...] about ATP and WTA Tennis prediction for Montreal and Toronto for August 8

GOLF: The week of 30 years of golf ended this Sunday

The competitors came about over two days, Saturday … [Read More...] about GOLF: The week of 30 years of golf ended this Sunday

© 2022 Etvpass

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Cookie settingsACCEPT
Privacy & Cookies Policy

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT