Contributions 2021: median inflation of 4.3%
Using a name for testimonials, UFC-What to Choose was capable of research 623 particular person contracts, coming from 123 completely different complementary organizations. This survey highlights median medical insurance inflation of 4.3% in 2021; it’s “Three times more than the increase in the purchasing power of the French hoped for this year *”, notes the UFC-Que Choisir.
This verdict “Sadly continues the massive increases in contributions of recent years (respectively 4% and 5% in 2019 and 2020)”. “This increase weighs closely, in occasions of disaster, on the family finances, because it corresponds to a median annual further price of 79 euros, which even exceeds 200 euros for practically one in 5 insured. “
Disparities
The research highlights a nice disparity in practices between complementary organizations. “Among the 17 organizations for which we acquired essentially the most contracts, median inflation ranges from 0% to… 8.5%. “
Muta Santé, Pro BTP, Mutuelle Générale and MNH have elevated their prices by lower than 3%; Adrea Mutuelle, Klesia, Swiss Life and Malakoff Humanis strategy or exceed, on the pattern, the 7% median inflation.
>>> More details on the UFC-Que Choisir website
The authorities has actually imposed a “Covid tax” of 1 billion euros (to offset a part of the Social Security deficit) on the complementary, however the UFC-Que Choisir remembers that it’s as a result of they’ve been capable of save, for his or her half, 2.2 billion in reimbursements as a result of epidemic of Covid-19. “Everything suggests (…) that sure organizations have intentionally chosen to cross on the ‘covid tax’ to policyholders, regardless that its quantity is decrease than the financial savings made! “, writes the UFC-Que Choisir
Improve comparability
Therefore, and to permit customers to take full benefit of termination at any time (doable since December 1, 2020), the affiliation asks the federal government to behave eventually to enhance the comparability of provides, which remains to be missing.
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