A number of months after revealing the windfall of 2.2 billion euros saved by auto insurers, following the spring confinement, the UFC-Que Choisir denounces the smoking of professionals whereas costs ought to enhance as much as 2% on common subsequent 12 months.
The UFC-Que Choisir returns to the cost. In April, the shopper affiliation referred to as on the Government to impose the retrocession of surplus car insurers made resulting from the first containment. The preliminary estimate ofan annual saving for the sector of 2.2 billion euros is, in accordance with the UFC, completely supported by the undeniable fact that street accidents have already fallen by 14% over the 12 months as a complete, even earlier than the second confinement.
“The alibi ofan incredible rebound in accidents with deconfinement, used by insurers to refuse any retrocession, is therefore today clearly contradicted by the reality of the facts ”, protests the UFC which denounces rate increases announced up to 2% on average next year. ” These will increase are as incomprehensible as they’re unacceptable. Furthermore, they flout the dedication to decrease premiums in the occasion of a drop in the quantity of accidents formally and publicly taken by the President of the French Insurance Federation! “ continues the consumer organization.
“Insurers are financially succesful of providing rebates”
The UFC-Que Choisir is all the more annoyed that some insurers, who refuse to publicly retrocede this manna, consent, “On the sly and in a purely discretionary method”, individual refunds to policyholders who make claims to obtain reductions in contributions.
” Insurers are financially fairly succesful of providing rebates. They simply do not go it on to their loyal prospects. They are reserved for prospects ”, denounces the affiliation. And to proceed: ” this loyalty penalty undermines the precept of pooling insurance coverage. For the insurer, the premium is now not solely set in accordance with the anticipation of a declare to be compensated. It can even fluctuate in accordance with the worry of seeing his consumer slip away to a different insurer ”.